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Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: January 30th, 2013, 10:26 pm
by braad
Ouch! Sorry to see that. It was a nice looking car :(

Glad you're ok and get the chance to build something else


SnipeZ wrote:For most people full comp is only a few hundred more then third party but worth every cent.
Unlucky though. Good luck in the future endeavours. Glad you were able to walk away


Cheers
Full comp for me was $2.5k. Its just not financially logical to pay that per year for a car worth $6k

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: January 30th, 2013, 10:30 pm
by Sunboost
$800? You've had the car 9 years so I assume you're at least 27.. insurance should be wayyyy less than that. I pay less than $1k full comp on a $40k insure FG F6, payed a bit more than that on a BA F6 because I upped the value to $27k when it was worth around $22k.

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: January 31st, 2013, 6:28 am
by SnipeZ
I pay 720. I'm 23 and have a 5lt el Fairmont insured for 6.
2.5k how? Did you loose your license or something?


Cheers

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 3rd, 2013, 7:57 am
by pHaT`eL
Depends where you live too.

Mines around $700 for full comp on the AU, but its insured for $7.5k

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 3rd, 2013, 8:01 am
by SnipeZ
Yeah true. I'm in Pakky and my insurance halved when I move here from dandy


Cheers

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 3rd, 2013, 9:25 am
by NUT347
Fark, $2.5k?

My ED with all the more listed is only $800 a year and I've lost my license! And that's insured for $8k.

Sucks to see that mate, must of been a hard hit, glad you were ok and walked away from it.

Re spacers: with illegal modifications, insurance will only void you if the modification caused the crash, same goes for any modification that isn't listed on your policy.

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 3rd, 2013, 10:21 am
by 67rce
Agree with all the WTF about $2.5k! My NC is insured for $11k and thats $1100/yr with multiple licence losses.

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 3rd, 2013, 10:39 am
by nstg8a
They insured your nc for 11k! Agreed value? Not trying to be a smartass but isn't it pretty much stock except rims brakes and suspension? How do they come to a 11k value when a mint stocker is barely 10% of that value?

You can look at it another way, if his eb was insured he reckons he would have only been paid out 3-4k which seems pretty right IMO.
Now if you assume an average of $1000 a year fr insurance, and he's had it for nine years then even though he's now got a wreck, financially in the long term he's actually better off than if he had been insuring it all this time.

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 3rd, 2013, 6:10 pm
by LOW_XR
67rce wrote:Agree with all the WTF about $2.5k! My NC is insured for $11k and thats $1100/yr with multiple licence losses.

set the thing on fire brett. get a payout and buy something decent :thumbsup:

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 3rd, 2013, 6:30 pm
by SnipeZ
nstg8a wrote:They insured your nc for 11k! Agreed value? Not trying to be a smartass but isn't it pretty much stock except rims brakes and suspension? How do they come to a 11k value when a mint stocker is barely 10% of that value?

You can look at it another way, if his eb was insured he reckons he would have only been paid out 3-4k which seems pretty right IMO.
Now if you assume an average of $1000 a year fr insurance, and he's had it for nine years then even though he's now got a wreck, financially in the long term he's actually better off than if he had been insuring it all this time.
Yeah but who puts the money they would have spent on insurance away for when their car actually does crash?

Not many people can crash their car and have enough to get another one so it doesn't matter how long you've had the car and how long the insurance is at the end of the day if you crash or have someone crash into you the payouts gonna be there unless as others have said the company doesn't pay up because of things you havnt told them


Cheers

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 3rd, 2013, 8:55 pm
by nstg8a
SnipeZ wrote:
nstg8a wrote:They insured your nc for 11k! Agreed value? Not trying to be a smartass but isn't it pretty much stock except rims brakes and suspension? How do they come to a 11k value when a mint stocker is barely 10% of that value?

You can look at it another way, if his eb was insured he reckons he would have only been paid out 3-4k which seems pretty right IMO.
Now if you assume an average of $1000 a year fr insurance, and he's had it for nine years then even though he's now got a wreck, financially in the long term he's actually better off than if he had been insuring it all this time.
Yeah but who puts the money they would have spent on insurance away for when their car actually does crash?

Not many people can crash their car and have enough to get another one so it doesn't matter how long you've had the car and how long the insurance is at the end of the day if you crash or have someone crash into you the payouts gonna be there unless as others have said the company doesn't pay up because of things you havnt told them


Cheers
Your quite right, I only know one guy who does just that, but he's insanely good with his money, and drives a festiva so obviously replacement costs aren't a big concern for him.

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 5th, 2013, 1:27 pm
by braad
I live in sydney. Completely clean record, currently 26, always had work. Its because im in NSWjewtown a male and the car has a pants-wetting 90rwkw V8.
All up 3rd part, F&T costs about $800. Rego costs (green slip etc) cost another $700 on top. So it was well over $3k for one year. Not worth it. I could have shopped around but they were all pretty similar

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 14th, 2013, 10:18 am
by icachn
hey guys, im back and have bought a new 2007 BF II XR6 FALCON, white and low kms 79,000, with direct gas injection and fg 19s factory alloys, and xr8 cold air snorkel and k&n filter .only a 4 speed auto. . pick it up monday will start a new thread then, cheers. Mark.

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 14th, 2013, 10:57 am
by DJV8T5
Sounds like you scored a pretty nice new car then. Hopefully nothing like this happens again

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 14th, 2013, 5:20 pm
by LOW_XR
i thought you said you were buying something quick?

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 14th, 2013, 5:32 pm
by Sunboost
Anything's quick compared to a Windsor on gas.

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 14th, 2013, 5:35 pm
by LOW_XR
hahahyeah i reckon your prob right

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 14th, 2013, 5:49 pm
by NUT347
Sundeep wrote:Anything's quick compared to a Windsor.
That's better.

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 15th, 2013, 5:41 am
by braad
NUT347 wrote:
Sundeep wrote:Anything's quick compared to a Windsor.
That's better.
:( 5.slow </3

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: February 15th, 2013, 7:29 am
by icachn
i think a bf 2 xr6 is a bit quicker than my eb 5 litre , have driven the zf 6 speed auto and they go quite hard, but im not really after going fast and setting records. just want something a bit newer,and more economical than what i had.if i wanted a quick car i would of bought a xr6 turbo.lol

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: June 13th, 2013, 5:54 pm
by icachn
found an old photo of the eb when i ran it at calder park, it was on petrol back then and dead stock. had a best of 15.78. Image

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA now a writeof

Posted: July 4th, 2013, 8:11 pm
by icachn
these are some of the last photos i took of EB-3022. Image Image

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA 5 litre R.I

Posted: July 8th, 2013, 4:52 pm
by icachn
Image gone but not forgotten!

Re: EB-3022 EB series 1 . 91 FAIRMONT GHIA 5 litre R.I

Posted: August 5th, 2013, 4:41 pm
by icachn
Image Image Image